We are the makers of our own lives. There is no such thing as fate. Our lives are the result of our previous actions, our karma, and it naturally flows that, having been ourselves the makers of our karma, we must also be able to unmake it.
The way of presentation is different according to each religion. In theistic religions like Buddhism, Buddhist values are incorporated. In nontheistic religions, like some types of ancient Indian thought, the law of karma applies. If you do something good, you get a good result. Now, what we need is a way to educate nonbelievers. These nonbelievers may be critical of all religions, but they should be decent at heart.