From a Buddhist point of view, the actual experience of death is very important. Although how or where we will be reborn is generally dependent on karmic forces, our state of mind at the time of death can influence the quality of our next rebirth. So at the moment of death, in spite of the great variety of karmas we have accumulated, if we make a special effort to generate a virtuous state of mind, we may strengthen and activate a virtuous karma, and so bring about a happy rebirth.
...the counsels of the Divine Mind had some glimpse of truth when they said that men are born in order to suffer the penalty for sins committed in a former life.
The way of presentation is different according to each religion. In theistic religions like Buddhism, Buddhist values are incorporated. In nontheistic religions, like some types of ancient Indian thought, the law of karma applies. If you do something good, you get a good result. Now, what we need is a way to educate nonbelievers. These nonbelievers may be critical of all religions, but they should be decent at heart.
Unless you see your nature, you shouldn't go around criticizing the goodness of others. There's no advantage in deceiving yourself. Good and bad are distinct. Cause and effect are clear. But fools don't believe and fall straight into a hell of endless darkness without even knowing it. What keeps them from believing is the heaviness of their karma. They're like blind people who don't believe there's such a thing as light. Even if you explain it to them, they still don't believe, because they're blind. How can they possibly distinguish light?