The present moment, though, is outside of time, it’s Eternity. In India they use the word “karma” for lack of any better term. But it’s a concept that’s rarely given a proper explanation. It isn’t what you did in the past that will affect the present. It’s what you do in the present that will redeem the past and thereby change the future.
From a Buddhist point of view, the actual experience of death is very important. Although how or where we will be reborn is generally dependent on karmic forces, our state of mind at the time of death can influence the quality of our next rebirth. So at the moment of death, in spite of the great variety of karmas we have accumulated, if we make a special effort to generate a virtuous state of mind, we may strengthen and activate a virtuous karma, and so bring about a happy rebirth.