We easily become trapped in the 'someday' mentality. Someday I'll have all the money I need to enjoy life. Someday I'll be able to spent more time with my family. Someday I'll have time to relax and do what i love doing.
Whenever we need to make a very important decision it is best to trust our instincts, because reason usually tries to remove us from our dream, saying that the time is not yet right. Reason is afraid of defeat, but intuition enjoys life and its challenges.