Improvements in lending practices driven by information technology have enabled lenders to reach out to households with previously unrecognized borrowing capacities.
It is not possible to make a LASTING compromise between technology and freedom, because technology is by far the more powerful social force and continually encroaches on freedom through REPEATED compromises.
It's a 360-degree sound experience. Like you're in the middle of the band. A lot of people have the technology to play the format, so why not put it out there. It sounds great.