A problem is something you can do something about. If you can't do something about it, then it's not a problem, it's a predicament. That means it's something that must be coped with, endured.
Heaven forbid we've got a problem where we could have prevented a terrorist attack or apprehended someone who is engaged in dangerous activity, but we didn't do so simply because of inaction in the Senate.
The quicker you resolve the problems with banks and there's transparency in that process, the faster they recapitalize and are able to make investments.