Consciously paying more for a stock than its calculated value - in the hope that it can soon be sold for a still-higher price - should be labelled speculation
When we treat people merely as they are, they will remain as they are. When we treat them as if they were what they should be, they will become what they should be.
Basically, therefore, we should approach others openly, recognizing each person as another human being just like ourselves. There is not much difference between us all.