The natural laws of the universe are inviolable... what you say and do determines what happens in your life... You are the master of your life and death. What you do is what you are.
We are the makers of our own lives. There is no such thing as fate. Our lives are the result of our previous actions, our karma, and it naturally flows that, having been ourselves the makers of our karma, we must also be able to unmake it.
The present moment, though, is outside of time, it’s Eternity. In India they use the word “karma” for lack of any better term. But it’s a concept that’s rarely given a proper explanation. It isn’t what you did in the past that will affect the present. It’s what you do in the present that will redeem the past and thereby change the future.
Surely if living creatures saw the results of all their evil deeds, they would turn away from them in disgust. But selfhood blinds them, and they cling to their obnoxious desires. They crave pleasure for themselves and they cause pain to others; when death destroys their individuality, they find no peace; their thirst for existence abides and their selfhood reappears in new births. Thus they continue to move in the coil and can find no escape from the hell of their own making.
Jnana, bhakti, yoga and karma - these are the four paths which lead to spiritual freedom. One must follow the path for which one is best suited. But in this age, special stress should be laid on karma yoga.
Still others commit all sorts of evil deeds, claiming karma doesn't exist. They erroneously maintain that since everything is empty, committing evil isn't wrong. Such persons fall into a hell of endless darkness with no hope of release. Those who are wise hold no such conception.