Collective wisdom is about our capacity to recognize interdependence and to make decisions demonstrating that we have a stake in each other, that we can indeed care for each other and the physical planet we share.
If you have health care, my plan will lower your premiums. If you don't, you'll be able to get the same kind of coverage that members of Congress give themselves.
If I were to start taking care of my grooming, I would no longer be my own self... so the hell with it... I will continue to be unconcerned about it, which surely has the advantage that I'm left in peace by many a fop who would otherwise come to see me.
I will never turn Medicare into a voucher. No American should ever have to spend their golden years at the mercy of insurance companies. They should retire with the care and dignity they have earned.