Benevolence does not consist in those who are prosperous pitying and helping those who are not. It consists in fellow feeling that puts you upon actually the same level with the fellow who suffers.
Yes, I was a fool, but I was in love, and though I was suffering the greatest misery I had ever known I would not have had it otherwise for all the riches of Barsoom. Such is love, and such are lovers wherever love is known.
I think one of the defining moments of adulthood is the realization that nobody's going to take care of you. That you have to do the heavy lifting while you're here. And when you don't, well, you suffer the consequences.
The rationale for loving others is the recognition of the simple fact that every living being has the same right to and the same desire for happiness, and not suffering, and the consideration that you as one individual are one life unit as compared with the mulititude of others in their ceaseless quest for happiness.