You are responsible for your life. It doesn't matter what your Mama did. It doesn't matter what your Daddy didn't do. You are responsible for your life.
The question of the origin of the matter in the universe is no longer thought to be beyond the range of science - everything can be created from nothing. It is fair to say that the universe is the ultimate free lunch.
I oppose any belief that contradicts experimental evidence as determined by the methods of science. All beliefs not in such contradiction may be considered as faith. Whether faith in a particular belief is beneficial or not is another matter.
One always starts work with the subject, no matter how tenuous it is, and one constructs an artificial structure by which one can trap the reality of the subject-matter that one has started from.