Appreciation empowers not just money transactions, but all interactions. Gratitude is one of the greatest meditations of a lifetime, the fastest attitude uplifter I know. Be grateful for all the good in your life and your good will only increase, along with your happiness.
Pain happens, but suffering is optional. When pain comes, make use of the experience, but do not wallow in it.
When you accidentally place your finger in a flame, it is supposed to hurt just long enough for you to pull it out.
If you think there is value in keeping it there, you will be a crispy critter. Pain is a minor element of life, unless you are indulging it.
Then it becomes suffering. Get the message and then get on with your life, which is far more about joy than sorrow.