The right merchant is one who has the just average of faculties we call common sense; a man of a strong affinity for facts, who makes up his decision on what he has seen. He is thoroughly persuaded of the truths of arithmetic. There is always a reason, in the man, for his good or bad fortune in making money. Men talk as if there were some magic about this. He knows that all goes on the old road, pound for pound, cent for cent - for every effect a perfect cause - and that good luck is another name for tenacity of purpose.
Take a journey into the things which you are carrying, the known- not into the unknown-into what you already know: your pleasures, your delights, your despairs, your sorrows. Take a journey into that, that is all you have.
The varieties of religious belief are an advantage, since all faiths are good, so far as they encourage us to lead a religious life. The more sects there are, the more opportunities there are for making a successful appeal to the divine instinct in all of us.
When the spirits are low, when the day appears dark, when work becomes monotonous, when hope hardly seems worth having, just mount a bicycle and go out for a spin down the road, without thought on anything but the ride you are taking.