Once writing has become your major vice and greatest pleasure only death can stop it. Financial security then is a great help as it keeps you from worrying.
To study and constantly, is this not a pleasure? To have friends come from far away places, is this not a joy? If people do not recognize your worth, but this does not worry you, are you not a true gentleman?
I urge you to live within your means. One cannot spend more than one earns and remain solvent. I promise you that you will then be happier than you would be if you were constantly worrying about how to make the next payment on nonessential debt.