Improvements in lending practices driven by information technology have enabled lenders to reach out to households with previously unrecognized borrowing capacities.
Though the principles of the banking trade may appear somewhat abstruse, the practice is capable of being reduced to strict rules. To depart upon any occasion from those rules, is consequence of some flattering speculation of extraordinary gain, is almost always extremely dangerous, and frequently fatal to the banking company which attempts it.
This work somehow awakened my dormant powers of will and I began to practice self-control. At first my resolutions faded like snow in April, but in a little while I conquered my weakness and felt a pleasure I never knew before - that of doing as I willed.
Men have their virtues and their vices, their heroisms and their perversities; men are neither wholly good nor wholly bad, but possess and practice all that there is of good and bad here below. Such is the general rule. Temperament, education, the accidents of life, are modifying factors. Outside of this, everything is ordered arrangement, everything is chance. Such has been my rule of expectation and it has usually brought me success.
What is the relationship between spirituality and ethical practice? Since love and compassion and similar qualities all, by definition, presume some level of concern for others' well-being, they presume ethical restraint. We cannot be loving and compassionate unless at the same time we curb our own harmful impulses and desires.
To practice virtue is to selflessly offer assistance to others, giving without limitation one's time, abilities, and possessions in service, whenever and wherever needed, without prejudice concerning the identity of those in need.
The Master said, "To study, and then in a timely fashion to practice what you have learned - is this not satisfying? To have companions arrive from afar - is this not a joy? To remain unrecognized by others and yet remain free of resentment - is this not the mark of the gentleman?"
If there is one tendency of the day which more than any other is unhealthy and undesirable, it is the tendency to deify mere "smartness," unaccompanied by a sense of moral accountability. We shall never make our republic what it should be until as a people we thoroughly understand and put in practice the doctrine that success is abhorrent if attained by the sacrifice of the fundamental principles of morality.
It's my opinion that every one I know has morals, though I wouldn't like to ask. I know I have. But I'd rather teach them than practice them any day. "Give them to others"-that's my motto.