In my neighborhood, everyone had an opinion on the local cantor. You didn't go to a synagogue to listen to the rabbi's sermon. You went to listen to the cantor. It was like a concert.
We do not have, nor have had, and never will have an opinion about where the stock market, interest rates, or business activity will be a year from now.
You seem so clear about who you are. So certain that you are just right as you are, that for all your intelligence and maybe in spite of it, you never seem to need a second opinion.