To invest successfully over a lifetime does not require a stratospheric IQ, unusual business insights, or inside information. What's needed is a sound intellectual framework for making decisions and the ability to keep emotions from corroding that framework. You must supply the emotional discipline.
The discipline of colleges and universities is in general contrived, not for the benefit of the students, but for the interest, or more properly speaking, for the ease of the masters. Its object is, in all cases, to maintain the authority of the master, and whether he neglects or performs his duty, to oblige the students in all cases to behave toward him as if he performed it with the greatest diligence and ability.
The Tathagatha... is the originator of the path unarisen before, the producer of the path unproduced before, the declarer of the path undeclared before. He is the knower of the path, the discoverer of the path, the one skilled in the path. And his disciplines now dwell following that path and become possessed of it afterwards.
Discipline does not mean suppression and control, nor is it adjustment to a pattern or ideology. It means a mind that sees 'what is' and learns from 'what was'.
Until you have the inner discipline that brings calmness of mind, external facilities and conditions will never bring the joy and happiness you seek. On the other hand, if you possess this inner quality, calmness of mind, a degree of stability within, even if you lack the various external factors that you would normally require to be happy, it will still be possible to live a happy and joyful life.
All these disciplines are for the purification of the heart. And as soon as it is pure, all truths flash upon it in a minute; all truth in the universe will manifest in your heart, if you are sufficiently pure.
What is the next step, the practical application? —I will answer that the absolutely vital thing is to consolidate your understanding, to become capable of enjoyment, of living in the present, and of the discipline which this involves. Without this you have nothing to give.
All religion teaches the virtues of love, altruism and patience, while showing us how to discipline and transform ourselves to achieve inner peace and a kind heart. Therefore, they are worthy of our respect.
It has been said that the great scientific disciplines are examples of giants standing on the shoulders of other giants. It has also been said that the software industry is an example of midgets standing on the toes of other midgets.
Mind you, there is no value in learning. You are all mistaken in learning. The only value of knowledge is in the strengthening, the disciplining, of the mind.
A sapling must be hedged about for protection, but when it becomes a tree, a hedge would be a hindrance. So there is no need to criticise and condemn the old forms.