I urge you to live within your means. One cannot spend more than one earns and remain solvent. I promise you that you will then be happier than you would be if you were constantly worrying about how to make the next payment on nonessential debt.
You're neither right nor wrong because other people agree with you. You're right because your facts are right and your reasoning is right - that's the only thing that makes you right. And if your facts and reasoning are right, you don't have to worry about anybody else.
If there is no solution to the problem then don't waste time worrying about it. If there is a solution to the problem then don't waste time worrying about it.
What may appear as truth to one person will often appear as untruth to another person. But that need not worry the seeker. When there is honest effort, it will be realised that what appears to be different truths are like apparently different countless leaves of the same tree.
I have spent most of my time worrying about things that have never happened. Worrying is not an action! In fact, it is action that alleviates concern and dissipates worries. Take more actions when you feel that worry is creeping in to steal your time. It need not be a huge action, any action in the direction you want to go will do.