You’d get very rich if you thought of yourself as having a card with only twenty punches in a lifetime, and every financial decision used up one punch. You’d resist the temptation to dabble. You’d make more good decisions and you’d make more big decisions.
The accumulation of wealth is a process which is of itself morally neutral. True, as Christianity teaches, riches bring temptations. But then so does poverty.
And O! be sure to fear the Lord alway, And mind your duty, duly, morn and night; Lest in temptation's path ye gang astray, Implore His counsel and assisting might: They never sought in vain that sought the Lord aright.
The world can be a challenging and difficult place in which to live. We are often surrounded by that which would drag us down. As you and I go to the holy houses of God, as we remember the covenants we make within, we will be more able to bear every trial and to overcome each temptation. In this sacred sanctuary we will find peace; we will be renewed and fortified.
Every conquering temptation represents a new fund of moral energy. Every trial endured and weathered in the right spirit makes a soul nobler and stronger than it was before.