Sometimes there are customers who get in difficulty because of situations that are out of their control. These are customers with genuine needs, and the role of the bank is to accommodate these customers, and there is a real need to reschedule the loans of these customers.
The religion of the future will be a cosmic religion. The religion which based on experience, which refuses dogmatic. If there's any religion that would cope the scientific needs it will be Buddhism.
We are caught up in a paradox, one which might be called the paradox of conceptualization. The proper concepts are needed to formulate a good theory, but we need a good theory to arrive at the proper concepts.
We love kitties, gawd bless their little whiskers, and we don't give a damn whether they or we are superior or inferior! They're confounded pretty, and that's all we know and all we need to know!
We need a tax system that essentially takes very good care of the people who just really aren't as well adapted to the market system but are nevertheless doing useful things in the society.