You can do pretty much anything you want in this world, and it's not all that difficult - you just have to ignore the people who tell you that you need to go this way, and it's the only way.
The truth is, you know, we need our anodynes. You know that word, anodynes? We need that in life some times. A good warm bath can be one for you, or a whatever.
Sometimes there are customers who get in difficulty because of situations that are out of their control. These are customers with genuine needs, and the role of the bank is to accommodate these customers, and there is a real need to reschedule the loans of these customers.
The rule I have when choosing films is the excitement factor, I need to feel excited about the story and whatever message the film has - only then do I sign on the dotted line.