A lot of great fortunes in the world have been made by owning a single wonderful business. If you understand the business, you don't need to own very many of them.
We are caught up in a paradox, one which might be called the paradox of conceptualization. The proper concepts are needed to formulate a good theory, but we need a good theory to arrive at the proper concepts.
Sometimes there are customers who get in difficulty because of situations that are out of their control. These are customers with genuine needs, and the role of the bank is to accommodate these customers, and there is a real need to reschedule the loans of these customers.
If you have to have it, it's ego. If you have to not have it, it's ego. Hold life lightly and it will deliver what you need and release what you don't.
Cruelty impresses, people want to be afraid of something. They want someone to whom they can submit with a shudder, the masses need that. They need something to dreed.