When the desire ain't on me I don't need help. When it is on me I don't want any. See? Like the old fellah that never mended his roof. Said on a wet day he couldn't do it and on a dry day it was as good as anybody's.
Sometimes there are customers who get in difficulty because of situations that are out of their control. These are customers with genuine needs, and the role of the bank is to accommodate these customers, and there is a real need to reschedule the loans of these customers.
It is a mystery that is hidden from me by reason that the emergency requiring the fathoming of it hath not in my life-days occurred, and so, not having no need to know this thing, I abide barren of the knowledge.