Here is the piece. If you can't say fornicate can you say copulate or if not that can you say co-habit? If not that would have to say consummate I suppose. Use your own good taste and judgment.
Out upon merry Christmas! What's Christmas time to you but a time for paying bills without money; a time for finding yourself a year older, but not an hour richer...? If I could work my will," said Scrooge indignantly, "every idiot who goes about with 'Merry Christmas' upon his lips should be boiled with his won pudding, and buried with a stake of holly through his heart. He should!